Coretta Herring, Pathways to Financial Empowerment
Coretta Herring is Financial Coach for Pathways to Financial Empowerment and Real Estate Agent for Any House Realty. Prior to that she worked for Keller Williams and ACTS Housing serving as a counselor helping individuals renting properties owned by the City of Milwaukee transition into homeowners. Coretta has more than 13 years of credit counseling experience, serving, most recently, as the Financial Opportunity Center Program Manager for Riverworks Development Corporation. Corretta previously worked for the City of Milwaukee Neighborhood Improvement Development Corporation as a Community Outreach Liaison and, for a decade, at the Boys & Girls Clubs of Greater Milwaukee, most recently as the Family Service Director. She has a Bachelor of Arts degree from Upper Iowa University. Many years prior to joining ACTS, Coretta purchased a home through ACTS in the ACTS North neighborhood, where she currently resides. You can email her at pathways2financial@gmail.com
The #1 Myth running wild out there about building credit is that you need a credit card or car note to build........................
If you finished that sentence with the word CREDIT you are correct, if you believe that myth you are soooooooo wrong. Building your credit score does not always mean that you have to get into debt!! But in order to meet our financial goals we must bite the bullet and learn how to work with the system to improve our chance of becoming a qualified borrower the banks can trust....
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Topics:
Credit
Attention to all those chasing that 850 FICO score... Length of Credit History is 15% of your score. If you are trying to build your credit score...
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Topics:
Credit,
Homebuyer Education
Welcome to the forth edition of Credit Score Bootcamp. Last time we talked about the number one factor to repairing your credit score, this time we'll talk about the second biggest factor in your score: the amount you owe in debt.
Living within your means is easier said than done! If you give me a credit card with a $5,000 limit and I spend it, I assume I'm good as long as I pay the minimum due by the due date. Wrong Answer!
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Topics:
Credit,
Homebuyer Education
Last week, we dug into how to fix your credit score. This week we'll take a dive into payment history continuing to find ways to repair your credit. The best way, in my opinion, to make your credit score go up is by focusing on your payment history. Payment history represents 35% of your score and its the biggest factor of the credit score.
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Topics:
Credit,
Buying a Home,
Homebuyer Education
Earlier this week we discussed part one of the Bootcamp on how to overcome credit obstacles and obtaining a mortgage.
In part two we'll discuss how to fix your credit score. Have you ever been tempted to respond to one of those advertisements that promises to fix your credit? I thought about it too because credit repair sounds like a good idea; until I found out that they want money. Let me be clear to all of my readers, the only way to improve a credit record is to...
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Topics:
Credit
Learning the anatomy of a credit score is extremely important for anyone out there who is looking to obtain financing. During the next couple weeks, I will take you through the Pathways to Financial Empowerment Bootcamp to teach you various credit repair Milwaukee topics such as:
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Topics:
Credit,
Buying a Home,
Homebuyer Education
