Do you have an old eviction haunting you, and you can't seem to find a decent home to live in? The tenant-landlord relationship is an important one, one where both sides of the relationship need to feel comfortable that the relationship won't be violated or taken advantage of.

When you apply for a new house or apartment to rent, the landlord will typically look into past court records.  In the State of Wisconsin, this information is public and accessible to anyone on the Wisconsin Court Systems website. If a landlord or property manager sees past eviction judgments on your record, they may see you as a risk and assume you do not have "paying your living expenses" as a top priority; Some Landlords will use this in their decision to not rent to you even when the eviction was old.  Here are some tips to consider to clear up your past so you can move forward...

Attention to all those chasing that 850 FICO score... Length of Credit History is 15% of your score.  If you are trying to build your credit score...

Welcome to the forth edition of Credit Score Bootcamp. Last time we talked about the number one factor to repairing your credit score, this time we'll talk about the second biggest factor in your score: the amount you owe in debt.

Living within your means is easier said than done! If you give me a credit card with a $5,000 limit and I spend it, I assume I'm good as long as I pay the minimum due by the due date. Wrong Answer! 

Last week, we dug into how to fix your credit score. This week we'll take a dive into payment history continuing to find ways to repair your credit.  The best way, in my opinion, to make your credit score go up is by focusing on your payment history. Payment history represents 35% of your score and its the biggest factor of the credit score.

Earlier this week we discussed part one of the Bootcamp on how to overcome credit obstacles and obtaining a mortgage.  

In part two we'll discuss how to fix your credit score.  Have you ever been tempted to respond to one of those advertisements that promises to fix your credit? I thought about it too because credit repair sounds like a good idea; until I found out that they want money. Let me be clear to all of my readers, the only way to improve a credit record is to...

Learning the anatomy of a credit score is extremely important for anyone out there who is looking to obtain financing. During the next couple weeks, I will take you through the Pathways to Financial Empowerment Bootcamp to teach you various credit repair Milwaukee topics such as:

First-time homeownership in Milwaukee is exciting. You may have many plans and dreams. This is a big financial responsibility, and you want to ensure you make the right decisions. Before you start looking for a home, take a step back and be sure you have thought through the process. Consider a few key things you may want to do first, before you set out to buy...